*All financing and rate incentives are only valid for customers using Southgate Homes’ preferred lender. Offer not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Southgate Homes. May not be combined with other offers. Rates, terms, conditions, and other information may be discontinued and are subject to change without notice, including market conditions and availability. Final rate will be determined at time of rate lock. See Community Sales Manager for details.

Lock terms available for 180, 270, and 360 days. 6-month lock is 60-day pricing +.25 to rate. 9-month lock is 60-day pricing +.375 to rate. 12-month lock is 60-day pricing +.5 to rate. Eligible for one-time float-down option within 60 days of closing. Conventional, FHA, & Portfolio: 6-month lock cost is .5% of loan amount. 9-month lock cost is .5% of loan amount. 12-month lock cost is .75% of loan amount (Not available on conforming 15 year for 9-month or 12-month lock). Rate lock cost will be refunded by Southgate Homes at time of closing. Must have a contract to lock your rate. Available for Conventional, FHA, and VA loans only. Conditions and fees apply. Southgate Homes reserves the right to cancel this offer at any time. Interest rates are determined on the day you lock your rate. If published rates fall below your locked rate, lender will allow a one-time offer to re-lock at the lower rate.

*Promotional financing offer is available on select Southgate Homes that contract by 08/30/2025. To qualify for closing costs savings, buyer must finance through our preferred lender and close with Green Brick Title. Buyer may not combine this offer with other offers published by Southgate Homes. See Community Sales Manager for details.